IPO Calendar India (Mainboard IPO in July 2020)

Bajaj Finance FD Detail (Fixed Deposit Rates and Review)

Profits and Dividends (in ₹ Crores)

31st March, 2019 31st March 2018 31st March 2017
Profit Before Tax 6,035.30 4,056.36 2,817.52
Profit After Tax 3,890.34 2,646.70 1,836.55
Dividend % 300 200 180

Bajaj Finance FD Detail

Company Name Bajaj Finance Ltd
FD Type Cumulative, Non Cumulative
Tenor 12 months to 60 months
Rating 'FAAA' by CRISIL / 'MAAA' by ICRA
Minimum Amount (INR) 25,000
Additional in multiple of 1000
Interest Rates (Min) 7.60% p.a.
Interest Rates (Max) 8.10% p.a.
Additional Interest For Senior Citizens +0.25%
Additional Interest For Employee +0.10%
Additional Interest For Others +0.10% for existing policy holder of Bajaj Allianz
Interest Payment Dates

Non-cumulative Deposits:

  • Monthly: Last date of the month
  • Quarterly: 31st Mar, 30th Jun, 30th Sep and 31st Dec
  • Half-yearly: 31st Mar and 30th Sep
  • Annual: 31st Mar

Cumulative Deposits:

  • Date of maturity of the Deposit
Auto-Renewal Facility Yes
Renewal Rate Benefit +0.10%
Multi Deposit Facility Yes
NRI Allowed No
Loan against FD Available? Yes
Invest Using Debit Card Yes
Interest on Loan (Yearly) 2% above the interest rate
CFD Calculator Yes
Online Application Process Yes

Bajaj Finance FD Interest Rates

Tenure Non - Cumulative Scheme Cumulative Scheme
Period Monthly (p.a.) Quarterly (p.a) Half Yearly (p.a.) Annual (p.a.) Interest (p.a.)
12-23 7.35% 7.39% 7.46% 7.60% 7.60%
24-35 7.63% 7.68% 7.75% 7.90% 7.90%
36-60 7.81% 7.87% 7.94% 8.10% 8.10%

CFD Rating Details

This offer is rated 'FAAA' by CRISIL. The rating of CFDs indicate that Instruments with this rating are considered to have the highest degree of safety regarding timely servicing of financial obligations. Such instruments carry lowest credit risk.

This offer is rated 'MAAA' by ICRA. This indicates Highest safety/Lowest credit risk.

Bajaj Finance FD Interest Rates

CFD Name Bajaj Finance Ltd
CFD Rating 'FAAA' by CRISIL / 'MAAA' by ICRA
Minimum Amount (INR) 25,000
Additional in multiple of 1000
CFD Interest Rates (Min) 8.10% p.a.
CFD Interest Rates (Max) 7.60% p.a.
Additional Interest For Senior Citizens +0.25%
Additional Interest For Others +0.10% for existing policy holder of Bajaj Allianz
Interest Payment Dates

Non-cumulative Deposits:

  • Monthly: Last date of the month
  • Quarterly: 31st Mar, 30th Jun, 30th Sep and 31st Dec
  • Half-yearly: 31st Mar and 30th Sep
  • Annual: 31st Mar

Cumulative Deposits:

  • Date of maturity of the Deposit

Bajaj Finance Ltd FD Interest Rates

Tenure Non - Cumulative Scheme Cumulative Scheme
Period Monthly (p.a.) Quarterly (p.a) Half Yearly (p.a.) Annual (p.a.) Interest (p.a.)
12-23 7.35% 7.39% 7.46% 7.60% 7.60%
24-35 7.63% 7.68% 7.75% 7.90% 7.90%
36-60 7.81% 7.87% 7.94% 8.10% 8.10%

Special Category Rate

Customer Category Special Category Benefit (A) Renewal Benefit (B) Total Benefit (A+B)
Senior Citizens 0.25% 0.10% 0.35%
Existing Customer (live/closed) 0.10% 0.10% 0.20%